The 2020 Budget Binder
Stop the overwhelm, stress, and uncertainty when it comes to money. It's time to organize your finances and take back control! And the 2020 Budget Binder is the perfect tool to do just that.
Are you tired of not knowing where your money is going? Do you feel like you work hard but your money just seems to slip through your fingers? Then it's time to get your finances organized and the 2020 Budget Binder is the perfect way!
This comprehensive budget planner will help you get your monthly budget under control. The 2020 Budget Binder has been upgraded from last year with 212 printables that follow Dave Ramsey's financial budgeting principles. You will finally take control of your money this year! Build your savings, pay off debt, plan for the future, and give yourself permission to spend.
WHAT DO YOU GET WITH THE 2020 BUDGET BINDER KIT?
Everything you need to budget for the entire year!
3 BUDGETING FORMS
Whether you are paid weekly, bi-weekly, twice monthly, or once a month, you will find a budgeting form that will work for you.
CASH ENVELOPES
Utilize a cash system for those expenses you tend to go over budget on! Don't intend to use cash?! That's okay. We've got you covered with spending trackers for use with debit or credit card spending.
SINKING FUNDS & IRREGULAR INCOME
Never get caught off guard again with those expenses that tend to come up! Prepare in advance with sinking funds as you save each month for things like Christmas, car maintenance, and insurance premiums. Plus, plan ahead of irregular income (like overtime and bonuses!) so it doesn't slip through your fingers!
BUDGET PLANNERS
Use the yearly bill pay checklist to make sure all your bills are paid. Never pay those annoying late fees again!
CALENDARS
Choose from 3 optional monthly calendars to track your bills, spending, and goals.
SETTING GOALS
Set goals all throughout the year and plan ahead for those future expenses that tend to creep up on us!
TRACKING YOUR PROGRESS
Easily track your progress as you pay off debt, save for emergencies, and plan ahead for future spending!
BUDGET PLANNERS
Easily plan for large expenses with our vacation and Christmas budget planners!
"The 2020 Budget Binder contains 212 printable pages you can easily print and use to take back control of your finances!"
FAQs
Who is this budget binder for?
Everyone! Whether you are trying to get out of debt or have already paid off everything including your mortgage, this budget binder kit is for you! You will find the forms that work for how you are paid, how you track your spending, and how you save for future expenses. It's very customizable!
How is the 2020 Budget Binder different from all budget planners?
This budget binder was created to fit into your lifestyle, not for you to find your lifestyle into this budget planner. If your family loves using cash envelopes, then this will fit you perfectly. But if you prefer to use your debit or credit card, then we've got you covered too! Whether you are paid weekly, bi-weekly, twice monthly, or once a month, we have a budgeting form for you!
Trying to pay off debt? We will help you do that! Paid off everything including the house and trying to live a little while still staying on track with your spending? We can help with that too! Most budget planners are made for one person or family specifically. But this planner is made to work for everyone!
Is this a physical or digital product?
This is a digital download. You can either print it from your home computer or send it to a local printing store to print!
Will I use all 212 printables?!
I can almost guarantee that you won't! I was super diligent in creating this year's budget binder to make it as comprehensive as possible. I wanted everyone to be able to use it no matter what their financial situation. You can easily pick and choose which forms will work for you. Most find that 3-5 forms per month plus a few additional yearly trackers is perfect. I've also made printing easy with a printing guide included!
Who is Dave Ramsey and what are the Baby Steps?
Dave Ramsey is a financial guru who my husband and I have followed for 10 years now! His budgeting principles, also called the Baby Steps, are what I've based this budget binder kit off of. You can learn more about Dave Ramsey on his website. I also highly recommend reading his book, The Total Money Makeover (affiliate link) to learn more!
NOTE: I am in no way affiliated with Dave Ramsey or the Baby Steps. I just believe whole-heartedly in his program and created this digital download based off what we have learned over the years from his budgeting system.
How long will it take for me to setup my budget binder?
I think you can easily have your budget binder ready and going within 20 minutes! Obviously if you like things to be super organized and pretty, you might spend a bit more time. ;) But I recommend printing one month at a time to find what works best for you and your family. So setting up just one month should be quick, easy, and painless!
You can learn more about how to setup your budget binder in my blog post or head over to YouTube to watch my video tutorial!
Meet Kaitlin
"Five years ago I designed my first budget binder. I was frustrated by not having something that fit our family's needs. We follow Dave Ramsey's principles and I just couldn't find something that allowed me to do just that. So I created it myself. Over the years I've discovered that thousands of you feel the same way!
I'm a wife and mom of two. Over the past four years I've blogged at The Simply Organized Home about uncluttering your home and living simply so you can make more time in your schedule and money in your budget for the things that matter most. I hope you'll join us over there!"
SO WHAT ARE YOU WAITING FOR?!
You'll easily save the $12 this budget binder costs right away! You have nothing to lose, but everything to gain.
$17.00 $12.00
© 2019 |KAITLIN STEARNS | THE SIMPLY ORGANIZED HOME